Life Insurance
WITH LIVING BENEFITS AT NO ADDITIONAL COST
A lot of people have the common misconception that life insurance is unaffordable or are simply misinformed about the right time to be covered.
We understand that the process can be quite overwhelming (and frankly, frustrating) and we are here to help.
WBA Agents are trained to guide each client in their decision process of finding the best coverage not only for them but also for their family members.
We have partnered with American National Insurance Company to provide the best life policy that would suit each client's needs, all of which offer living benefits at no additional cost.
What are living benefits? Good question!
Final Expense
ALSO KNOWN AS BURIAL INSURANCE
Were you denied for life insurance or are you afraid to be denied due to your health history?
Are you considered 'too old' to insurance companies to buy coverage?
Well, here is some good news. All hope is not lost, because there is a special type of life insurance that can still get you some coverage that will cover burial expenses and bills without the extensive underwriting questions and history checks; this type of life insurance is called Final Expense.
Death is definitely not a topic people look forward to talking about, but it is important to stay diligent and knowledgeable about our options to better plan for the future we leave our family behind with.
Annuity
PLANNING & MANAGING YOUR RETIREMENT
Life goes by fast (really fast), and before we know it, retirement is just right around the corner.
People spend most of their adult lives working in order to tend to responsibilities (bills), but sometimes they are not adequately prepared for life without work. In other words, by the time retirement age comes, most people do not have enough money or at least not enough to meet their expectations.
Well, you might ask, "What do you mean? Isn't that what our 401(k)s, IRAs, and SSIs are for?" Yes, you are absolutely right, but are these funds going to be enough realistically?
There is no doubt that cost of living continuously gets higher and unexpected events can happen at any time. And most importantly, how does one define retirement? Each person has a different expectation when it comes to retirement and there is absolutely no 'right' way to live it.
So ask yourself, are you truly prepared?
